When you’re planning to buy a car and you ask your family or friends for a recommendation, there’s a great chance that some of them will eagerly tell you to get a Honda. And why not? This Japanese automaker is known for its high-quality, innovative, and iconic cars―the City and the Civic simply prove just that. Even if Honda car parts are quite expensive, you have the assurance that they will last long. And when it comes to resale value, this brand doesn’t disappoint.
If you’re planning to get a Honda, whether as your first car or as an upgrade, you may be wondering about the price of its insurance. Look no further, as this guide lists down the cost of Honda car insurance in the Philippines.
The Cheapest Honda Car Insurance in the Philippines
Car insurance prices vary from model to model. Note that the premiums in this table are only for the base car trims. So, expect that the price will change if you go for a higher trim.
Honda Model | Cheapest Annual Premium | Car Trim |
---|---|---|
Honda Brio | PHP 11,969 | 2021 Honda Brio S 1.2L Gas M/T |
Honda Jazz | PHP 15,384 | 2021 Honda Jazz V 1.5L Gas M/T |
Honda Mobilio | PHP 15,748 | 2021 Honda Mobilio E 1.5L Gas M/T |
Honda City | PHP 16,035 | 2021 Honda City S 1.5L Gas M/T |
Honda BR-V | PHP 17,963 | 2021 Honda BR-V S 1.5L Gas A/T |
Honda HR-V | PHP 21,935 | 2021 Honda HR-V E 1.8L Gas A/T |
Honda CR-V | PHP 27,740 | 2021 Honda CR-V S 2.0L Gas A/T |
Honda Civic | PHP 28,742 | 2021 Honda Civic RS Turbo 1.5L A/T |
Honda Odyssey | PHP 37,210 | 2021 Honda Odyssey EX 2.4L Gas A/T |
Honda Accord | PHP 40,100 | 2021 Honda Accord EL Turbo 1.5L Gas A/T |
Get a Free Car Insurance Quote
Below is our partner car insurance companies and their features. Compare your options and get a free motor insurance quote for your Honda vehicle!
Honda Brio Car Insurance Price
Cheapest Annual Premium: PHP 11,969 (2021 Honda Brio S 1.2L Gas M/T)

The Brio may be relatively new to the car market in the Philippines, but it can definitely hold a candle to the already popular hatchbacks, such as the Toyota Wigo and the Mitsubishi Mirage. Don’t let its diminutive body fool you, as it can actually accommodate up to five people.
When it comes to driving, the Brio’s even handling easily translates into a smooth riding experience. Another plus is its fuel efficiency, which means big savings on your end.
Safety-wise, this tiny car is packed with the following features: airbags for the driver and front passenger,[1] child safety locks, anti-lock braking system, rear seat belts, and seat belt warning. Because of these comprehensive safety features, the Brio has a very affordable insurance price, which is around PHP 11,900.
Read more: Step-by-Step Guide to Car Insurance Renewal in the Philippines
Honda Jazz Car Insurance Price
Cheapest Annual Premium: PHP 15,384 (2021 Honda Jazz V 1.5L Gas M/T)

Cute, chic, edgy, sporty―the Honda Jazz is many things but plain! Just look at its unique silhouette. But the wonder of this popular Honda car doesn’t lie in its aesthetics but also in its performance. Many Jazz owners swear by its great mileage. Its 1.5L gas engine also churns out the right amount of power that makes it ideal for city driving and even for some trips outside the metro.
When it comes to safety, the Jazz is well-equipped with airbags for the driver and the front passenger, child safety locks, anti-lock braking system, rear seat belts, front and side impact beams, among others. To insure this car, you may need to prepare around PHP 15,000+ per year.
Honda Mobilio Car Insurance Price
Cheapest Annual Premium: PHP 15,748 (2021 Honda Mobilio E 1.5L Gas M/T)

While the Mobilio is already dropped from Honda’s current line-up, getting a second-hand unit of this model will still definitely be worth it, mainly because of its versatility. With its roomy interiors that can seat up to seven people, you can effortlessly fetch and ferry your kids, business goods, and even your carpool passengers.
When it comes to safety, the Mobilio is outfitted with Honda’s proprietary G-Con body, which absorbs impact energy during collision. It also comes with dual SRS airbags, anti-lock braking system, and electronic brake-force distribution.
Despite the Mobilio not being part of Honda’s existing portfolio, the insurance market still accommodates it. The cheapest Honda car insurance that you may find is pegged at around PHP 15,000+ per year.
Honda City Car Insurance Price
Cheapest Annual Premium: PHP 16,035 (2021 Honda City S 1.5L Gas M/T)

If Toyota has the Vios, then Honda has the City. The City is undeniably one of the most iconic sedans that Filipinos have always loved. Primarily, it’s because it’s affordable, practical, and stylish even.
But there’s more to love about the City, especially its security and safety features. It’s equipped with central locking, power door locks, anti-theft device, anti-theft alarm, airbags for the driver and front passenger, child safety locks, and speed-sensing auto locks.[2]
Priced around PHP 800,000, the City easily comes with a modest annual insurance premium of PHP 16,035. That’s around PHP 1,300+ a month. Not bad.
Honda BR-V Car Insurance Price
Cheapest Annual Premium: PHP 17,963 (2021 Honda BR-V S 1.5L Gas A/T)

Moving on to bigger cars, Honda has one bet that will surely not disappoint―the Bold Runabout Vehicle or the BR-V. If you’re after a car with some muscle power but doesn’t look too intimidating, the BR-V easily ticks off that box.
But it isn’t just a bold, robust car; it’s often considered as one of the most fuel-efficient autos in its segment. And when it comes to handling, the car effortlessly responds to the input of the driver, thus making for a smooth ride.
Its slew of safety features includes the following: airbags for the driver and the passenger, child safety locks, anti-lock braking system, rear seat belts, rear camera, parking sensors, among others. You can protect your BR-V with an annual insurance price of PHP 17,963.
Read more: I Got Into a Car Accident: Where Should I File a Vehicle Claim?
Honda HR-V Car Insurance Price
Cheapest Annual Premium: PHP 21,935 (2021 Honda HR-V E 1.8L Gas A/T)

If you’re looking for a crossover with an outstanding appeal, Honda’s HR-V is definitely for you. It has the edginess of an SUV and the elegance of a sedan. And because of its utility-inspired design and features, you can confidently take it out for a spin on the not-so-smooth terrains, such as provincial roads.
Its creature comforts include power windows, automatic climate control, adjustable seats, and a touchscreen infotainment system.
And as far as safety is concerned, the HR-V boasts the following: airbags for the driver and the front passenger, child safety locks, anti-lock braking system, vehicle stability control system, rear seat belts, day and night rear view mirror, and more.
Honda CR-V Car Insurance Price
Cheapest Annual Premium: PHP 27,740 (2021 Honda CR-V S 2.0L Gas A/T)

Athletic, confident, always ready for adventure―these are the words that best describe the Honda CR-V. While sporty-looking, the exterior easily emanates a sense of luxury. But its beauty doesn’t end there. Come inside and you’ll be treated to ultimate sophistication embodied by its touchscreen control systems, easy-access command, dual-zone air-conditioning system, and spacious and comfy interiors.[3]
When it comes to safety, the CR-V is equipped with the following: dual SRS airbags, side airbags, rear seat belts, hill start assist, a G-Con body, security alarm, and more.
The cheapest car Insurance for CRV is around PHP 27,000+ per year.
Honda Civic Car Insurance Price
Cheapest Annual Premium: PHP 28,742 (2021 Honda Civic RS Turbo 1.5L A/T)

With Honda Civic, you won’t be able to talk about luxury without mentioning the word “sporty”―those qualities are perpetually inseparable. But what car aficionados love about the Civic is its technical specs. Its 1.5L gasoline engine can produce an output of 176 horsepower and 240 Nm of torque, which both make for a smooth drive. It’s also a comfortable ride, thanks to its automatic climate control, heater, adjustable seats, heated seats, and height-adjustable driver seat.
Every journey with the Civic should be free of worries, as it’s designed with the following safety features: airbags for the driver and front passenger, side airbags in the front section, child safety locks, anti-lock braking system, vehicle stability control system, rear seat belts, rear camera, door ajar warning, and many more.
To insure a Honda Civic, set aside at least PHP 28,000.
Honda Odyssey Car Insurance Price
Cheapest Annual Premium: PHP 37,210 (2021 Honda Odyssey EX 2.4L Gas A/T)

Comfort is often considered the ultimate luxury, and this is what the Odyssey tastefully delivers. It’s the ideal MPV that impeccably combines utility and sophistication, thanks to its well-appointed, roomy interiors and advanced tech specs. It can seat up to eight people, which makes it more than just an executive’s car but also a family auto.
Its gamut of comfort features includes automatic climate control, heater, adjustable seats, height-adjustable driver seat, rear reading lamp, rear seat headrest, armrest, and a couple of cup holders.
For safety and security, the Odyssey has a complete set of airbags (driver, passenger, side), child safety locks, anti-lock braking system, vehicle stability control system, rear seat belts, seat belt warning, power door locks, anti-theft device, central locking, and more.
The cheapest car insurance for the Honda Odyssey is PHP 37,210.
Honda Accord Car Insurance Price
Cheapest Annual Premium: PHP 40,100 (2021 Honda Accord EL Turbo 1.5L Gas A/T)

If you ever see a Honda Accord cruising down the street, you’ll surely think: “Whoever owns that car means business.” One of Honda’s most enduring models, the Accord has an air of importance that’s furthered by its technical features, such as its impressive engine that can churn out a power output of 188 horsepower and 260 Nm of torque.
And just like what you can expect from an upscale car, its creature comforts are nothing short of sophisticated. These include power windows, automatic climate control, heater, rear A/C vents, adjustable seats, rear seat center armrest, and rear set headrest.
The Accord is also loaded with safety features, such as the following: airbags for the driver and front passenger, side airbags in the front section, child safety locks, anti-lock braking system, brake assist, rear seat belts, seat belt warning, rear camera, parking sensors, and crash sensor.
With these impressive safety features, the cost of car insurance for Honda Accord can go as low as PHP 40,000+ per year.
Read more: 7 Types of Car Insurance Claims You Can File in the Philippines
Final Thoughts
Because of its innovation and outstanding heritage, Honda will always be among the go-to car choices of Filipinos. Sure, they can be pricier than the average car, but you’ll definitely get what you pay for: a long-lasting product and reliable after-sales services. And if you take good care of your Honda, you can resell it at a justifiable price.
Protecting your Honda shouldn’t be excessively expensive. It’s always possible to score a cheap insurance premium. Just use Moneymax’s car insurance online comparison platform to easily compare rates and find the one that fits your budget.
Moreover, Moneymax is a licensed insurance broker that offers end-to-end car insurance services. This means that you can easily choose a policy and even file a claim by just using our website. Learn more about our capabilities by clicking on the Car Insurance tab above!

Sources: