ctbc bank

CTBC Bank Personal Loan

Minimum loan amount

P 10,000

Minimum annual income

P 180,000

Add-on interest

1.79%

Product Summary

ctbc bank

CTBC Bank Personal Loan

Cure your payday blues and solve your short-term financial problems when you apply for a CTBC Bank Personal Loan. Borrow up to ₱1 million and pay in flexible 12, 18, 24, or 36 monthly installments. Plus, receive your loan proceeds in as fast as 3 banking days.

  • Borrow money up to ₱1 million
  • Get approved within 3 to 5 banking days
  • Pay in 12, 18, 24, or 36 monthly installments
  • Competitive interest rate at 1.79% monthly
  • Ideal for: financial emergencies, funding hobbies
Age23 to 65 years old
Minimum Annual IncomeP180,000
Credit CardNot Required
Landline NumberRequired
Processing fee%

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FAQs

You can apply for a CTBC Bank Personal Loan and borrow as low as ₱10,000 or as high as ₱1 million.


Your multi-purpose CTBC Bank Personal Loan can be used for any short-term or long-term financial need you have. You can use it to buy big-ticket items like gadgets and appliances or fund your future travel or education plan.


Once your loan is approved, you will receive your proceeds through a CTBC Bank Visa Cash Card. You can also choose from the following methods of loan disbursement:

  • Credit to a CTBC Bank account
  • Credit to your personal bank account
  • Through an over-the-counter transaction
  • Through a Manager’s Check

You can pay your CTBC Bank Personal through the following payment channels:

  • CTBC Bank branches
  • UnionBank branches
  • BancNet-accredited facilities
  • ECPay-accredited merchants
  • GCash

If you want to check your loan application status or if you have further concerns, you can contact CTBC bank through the following hotlines:

  • Metro Manila: +63 (2) 8840 1234
  • Toll-Free from Provinces (PLDT): 1 800 10 840 1234
  • customercare@ctbcbank.com.ph

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